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Driver Analysis Framework

The Catalyst Framework

Go beyond correlation to answer the question that matters most: "If I improve this driver, what return will I get?"

IMPACT INDEX → ← IMPORTANCE Branch Service Complaint Resolution Wait Times Fees Clarity Mobile App Proactive Alerts Decor 🛡️ HYGIENE 🚀 ACCELERATORS ⬇️ DEPRIORITIZE ⚡ QUICK WINS CATALYST • DRIVER PRIORITIZATION

The Problem with Traditional Driver Analysis

The Saturation Blind Spot

A driver can be highly correlated with satisfaction but offer low returns if you're already performing well. Traditional analysis can't distinguish between "critical" and "already excellent."

The Hidden Gem Problem

A driver might show modest correlation but offer exceptional ROI because current performance is low. Traditional analysis would deprioritize this high-value opportunity.

The Direction Dilemma

Not all important drivers are created equal. Positive drivers create gains when improved; hygiene factors destroy satisfaction if they decline but don't help if improved.

Three Analytical Layers

Catalyst combines importance, impact, and performance to create a complete investment picture

1

Importance

"How well does this driver predict the outcome?"

Machine learning captures non-linear relationships that traditional correlation misses. Output: Importance Score (0-100).

2

Impact

"How much outcome change results from improving this driver?"

Simulates improving each driver while holding others constant. Reveals which drivers have steep slopes vs. diminishing returns. Output: Impact Index (0-100).

3

Performance

"Where do you currently stand on each driver?"

Low performance + High impact = Immediate opportunity. High performance + High importance = Protect but don't over-invest. Output: Performance Score (0-10).

Six Strategic Classifications

Clear, actionable categories that tell you exactly what to do

🚀

Accelerators

High Importance + High Impact + Positive Direction

Your top investment priorities. These drivers strongly predict the outcome and deliver exceptional ROI when improved.

→ Invest heavily. These are your growth engines.

Quick Wins

High Impact + Lower Performance + Positive Direction

Underperforming drivers with immediate ROI opportunity. Low-hanging fruit that competitors likely also miss.

→ Prioritize for short-term gains and quick differentiation.
🛡️

Hygiene Factors

High Importance + Negative Direction

Critical foundations that destroy satisfaction if they decline but don't create upside if improved.

→ Protect at all costs. Never let them slip.

Saturated

High Importance + Low Impact + High Performance

You're already performing well, so further investment yields diminishing returns.

→ Maintain current levels. Reallocate investment elsewhere.
⬇️

Deprioritize

Low Importance + Low Impact

Limited value creation potential regardless of investment level.

→ Reallocate resources to higher-value drivers.
Driver Impact Profiles

Retail Banking CX Analysis

Most CX programs rely on stated importance to prioritize action. But what if the attributes customers rate as important aren't actually the ones that drive their behaviour? We built a synthetic retail banking dataset to demonstrate how the Catalyst Framework reveals hidden priorities.

12
Drivers Analyzed
CX touchpoints
4→2
Focus Shift
True accelerators found
3.2×
ROI Multiple
vs traditional prioritization
R650M
Value at Stake
Customer lifetime value

Branch Service Quality

🚀 Accelerator
100
Impact
Importance
85
Performance
6.2/10
Stated Priority
4.2

→ Invest heavily. Customers understate its importance, but it's the #1 driver of NPS. Every 1-point improvement generates 2.1× more value than Mobile App.

Complaint Resolution

🚀 Accelerator
78
Impact
Importance
72
Performance
4.8/10
Stated Priority
4.0

→ High-impact opportunity. Low current performance + high behavioural impact = immediate ROI. Service recovery is a loyalty multiplier.

Mobile App Usability

✅ Saturated
12
Impact
Importance
78
Performance
8.7/10
Stated Priority
5.8

→ Maintain, don't over-invest. Traditional analysis flagged this as #1 priority. But you're already excellent — further investment yields diminishing returns.

Fees Transparency

🛡️ Hygiene Factor
33
Impact
Importance
82
Performance
7.1/10
Stated Priority
5.6

→ Protect, don't improve. High importance but negative direction — decline destroys satisfaction, but improvement doesn't create upside. Maintain current levels.

R650M
Value at Stake
2M
Customers in Analysis
R20K
Avg. Customer LTV
2.5%
Value Uplift per NPS Point
Methodology: How This Analysis Was Conducted

To demonstrate the Catalyst Framework, we used a synthetic dataset designed to reflect realistic South African retail banking customer experience dynamics. This is not actual FNB customer data — it's a simulation built to illustrate how the framework reveals hidden priorities.

The synthetic dataset was constructed using:

  • GenAI simulated survey responses calibrated to realistic CX scoring patterns across key banking touchpoints
  • Publicly available customer sentiment from social media posts, banking forums, and review platforms
  • Industry benchmarks for NPS, satisfaction drivers, and typical performance gaps in retail banking
  • Behavioural logic reflecting how satisfaction with different touchpoints influences overall loyalty and advocacy

This approach mirrors how the Catalyst Framework would be deployed on actual client data. Knowsis offers synthetic data generation services for analytical prototyping, concept validation, and scenario planning — allowing you to test frameworks before committing to full research investment.

From Insight to Investment Decisions

Stop guessing where to invest. Get clear, defensible, ROI-focused priorities that drive measurable business outcomes.

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